The calm way to speed up
After $100k, the system starts to feel easier. Scaling is mostly about increasing contributions and protecting consistency.
Calm rule: Speed comes from small upgrades repeated — not dramatic changes.
Three levers
- Contributions: raise your investing amount gradually
- Income: build skills, negotiate, choose higher-value work
- Friction: simplify your system so it’s harder to break
Illustrative monthly investing scenarios
| Scenario | Monthly invested | What it implies |
|---|---|---|
| Steady | $500 | Slow, durable progress |
| Strong | $1,000 | Faster compounding with stability |
| Accelerated | $1,800 | Requires lifestyle design + discipline |