:root{
  --text:#ffffff;
  --muted:rgba(255,255,255,.84);
  --muted2:rgba(255,255,255,.68);
  --panel:rgba(0,0,0,.36);
  --panel-strong:rgba(0,0,0,.52);
  --line:rgba(255,255,255,.12);
  --accent:#f3d6d6;
  --accent-strong:#ffbebe;
  --bg-image:url('https://partha.com/images/financial-dream.png');
  --maxw:920px;
  --radius:14px;
  --font:'Segoe UI', system-ui, -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif;
  --shadow:0 10px 30px rgba(0,0,0,.18);
}

*{
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  margin:0;
  font-family:var(--font);
  color:var(--text);
  line-height:1.65;
  background:var(--bg-image) no-repeat center center fixed;
  background-size:cover;
}

.site-veil{
  min-height:100vh;
  background:linear-gradient(180deg, rgba(0,0,0,.28), rgba(0,0,0,.56));
}

header,
footer{
  background:rgba(0,0,0,.56);
  text-align:center;
  padding:1rem 1rem;
}

.wrap{
  max-width:var(--maxw);
  margin:0 auto;
  padding:20px 16px 68px;
}

.topnav{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  justify-content:center;
  margin-top:.8rem;
  font-size:14px;
}

.topnav a{
  color:#ffdede;
  text-decoration:none;
  padding:7px 12px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.12);
  background:rgba(0,0,0,.18);
  transition:all .18s ease;
}

.topnav a:hover{
  background:rgba(0,0,0,.34);
  transform:translateY(-1px);
}

.hero{
  padding:4.2rem 1.6rem 3.8rem;
  text-align:center;
  background:rgba(0,0,0,.42);
  border-bottom:1px solid var(--line);
}

.hero h1{
  margin:0 0 .65rem;
  font-size:clamp(36px, 4.5vw, 60px);
  line-height:1.05;
  letter-spacing:-.8px;
  font-weight:700;
}

.hero p{
  margin:0 auto;
  max-width:760px;
  color:var(--muted);
  font-size:1.08rem;
  font-style:italic;
}

.hero-subline{
  margin-top:16px !important;
  font-style:normal !important;
  font-size:1rem !important;
  color:rgba(255,255,255,.92) !important;
}

.section{
  padding:2rem;
  background:var(--panel);
  margin:1rem auto;
  border-radius:var(--radius);
  border:1px solid var(--line);
  box-shadow:var(--shadow);
  backdrop-filter:blur(2px);
}

.section h2{
  margin:0 0 12px;
  color:var(--accent);
  letter-spacing:-.2px;
  font-size:1.7rem;
  line-height:1.15;
}

.section h3{
  margin:18px 0 8px;
  color:#fff;
}

.section p,
.section li{
  color:var(--muted);
}

.section ul{
  padding-left:1.2rem;
  margin:.5rem 0 0;
}

.subsection{
  margin-top:.8rem;
}

.ctaRow{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:16px;
  justify-content:flex-start;
}

.hero .ctaRow{
  justify-content:center;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:11px 16px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.16);
  background:rgba(0,0,0,.20);
  color:#fff;
  text-decoration:none;
  font-weight:650;
  transition:all .16s ease;
  cursor:pointer;
}

.btn:hover{
  transform:translateY(-1px);
  background:rgba(0,0,0,.34);
}

.btn.primary{
  border-color:rgba(255,190,190,.44);
  background:rgba(255,190,190,.14);
}

.btn.primary:hover{
  background:rgba(255,190,190,.22);
}

.inlineLink{
  color:var(--accent-strong);
  text-decoration:none;
}

.inlineLink:hover{
  text-decoration:underline;
}

.steps{
  display:grid;
  grid-template-columns:repeat(4, 1fr);
  gap:12px;
  margin-top:16px;
}

.steps.three{
  grid-template-columns:repeat(3, 1fr);
}

.step{
  display:block;
  text-decoration:none;
  border:1px solid rgba(255,255,255,.12);
  background:rgba(0,0,0,.18);
  border-radius:12px;
  padding:14px;
  min-height:130px;
  transition:all .16s ease;
}

.step:hover{
  background:rgba(0,0,0,.30);
  transform:translateY(-2px);
}

.step .n{
  font-size:12px;
  color:var(--muted2);
  text-transform:uppercase;
  letter-spacing:.9px;
  margin-bottom:6px;
}

.step .t{
  font-weight:700;
  margin-bottom:6px;
  color:#fff;
  line-height:1.2;
}

.step .d{
  margin:0;
  color:var(--muted);
  font-size:14px;
  line-height:1.45;
}

.media-row{
  display:grid;
  grid-template-columns:260px 1fr;
  gap:22px;
  align-items:center;
}

.media-row.reverse{
  grid-template-columns:1fr 260px;
}

.media-card{
  background:rgba(0,0,0,.18);
  border:1px solid var(--line);
  border-radius:12px;
  padding:10px;
  box-shadow:var(--shadow);
}

.media-card img{
  width:100%;
  display:block;
  margin-top:0;
  border-radius:10px;
  object-fit:cover;
}

.media-copy h2{
  margin-top:0;
}

.media-copy p:last-child,
.media-copy ul:last-child{
  margin-bottom:0;
}

.feature-quote{
  font-style:italic;
  color:rgba(255,255,255,.86);
}

.teaser{
  border:1px solid rgba(255,255,255,.12);
  background:rgba(0,0,0,.18);
  border-radius:12px;
  padding:14px;
  margin-top:12px;
}

.teaser b{
  display:block;
  margin-bottom:8px;
}

.teaser pre{
  margin:0;
  white-space:pre-wrap;
  font-family:ui-monospace, Menlo, Monaco, Consolas, "Courier New", monospace;
  font-size:13px;
  line-height:1.55;
  color:rgba(255,255,255,.78);
}

.divider-note{
  color:rgba(255,255,255,.75);
  font-size:.96rem;
}

form{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  align-items:center;
  margin-top:12px;
}

input[type="email"]{
  flex:1 1 260px;
  min-width:220px;
  padding:11px 12px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.14);
  background:rgba(0,0,0,.22);
  color:#fff;
  outline:none;
}

input[type="email"]::placeholder{
  color:rgba(255,255,255,.64);
}

.small{
  font-size:12px;
  color:rgba(255,255,255,.68);
  margin-top:8px;
}

.footer-image{
  max-width:220px;
  width:100%;
  margin-top:1rem;
  border-radius:12px;
}

.footer-note{
  font-size:.9rem;
  color:#ccc;
  margin:.7rem 0 0;
}

.center{
  text-align:center;
}

@media (max-width:980px){
  .steps,
  .steps.three{
    grid-template-columns:repeat(2, 1fr);
  }
}

@media (max-width:820px){
  .media-row,
  .media-row.reverse{
    grid-template-columns:1fr;
  }

  .media-row.reverse .media-copy{
    order:2;
  }

  .media-row.reverse .media-card{
    order:1;
  }

  .media-card{
    max-width:420px;
  }
}

@media (max-width:540px){
  .steps,
  .steps.three{
    grid-template-columns:1fr;
  }

  .hero{
    padding:3.2rem 1.2rem 3rem;
  }

  .section{
    padding:1.35rem;
  }
}